I’ve been a holder of this credit card since 2011, and because of their offerings of free shipping on all orders, and free-returns on all their brands, I think it’s safe to say that one-third of my wardrobe falls under their umbrella of brands.

Ok, so it’s an obvious statement to make that no one ever wants to think about what’ll happen to them when they die. Death is the least sexy topic for those of us that aren’t Jeffrey Dahmer! We all still need to plan for the worst.